diff --git a/pom.xml b/pom.xml
index 0204a31..0e4dc2a 100644
--- a/pom.xml
+++ b/pom.xml
@@ -65,7 +65,7 @@
         <!-- Do not change unless you want different name for local builds. -->
         <build.number>-LOCAL</build.number>
         <!-- This allows to change between versions. -->
-        <build.version>1.19.2</build.version>
+        <build.version>1.19.3</build.version>
         <!-- Sonar Cloud -->
         <sonar.projectKey>BentoBoxWorld_addon-invSwitcher</sonar.projectKey>
         <sonar.organization>bentobox-world</sonar.organization>
diff --git a/src/main/java/com/wasteofplastic/invswitcher/Settings.java b/src/main/java/com/wasteofplastic/invswitcher/Settings.java
index 2d4cd77..0d81728 100644
--- a/src/main/java/com/wasteofplastic/invswitcher/Settings.java
+++ b/src/main/java/com/wasteofplastic/invswitcher/Settings.java
@@ -34,14 +34,14 @@ public class Settings implements ConfigObject {
     private boolean enderChest = true;
     @ConfigEntry(path = "options.statistics")
     private boolean statistics = true;
-    @ConfigComment("Per-world money. Requires the Vault plugin. A separate economy plugin (e.g. EssentialsX)")
-    @ConfigComment("is optional: InvSwitcher can be the only economy. When enabled, InvSwitcher registers")
-    @ConfigComment("itself as the Vault economy and keeps a separate balance for each switched world.")
-    @ConfigComment("Transactions route to the correct world even when the player is offline or in a different")
-    @ConfigComment("world. If another economy plugin is present, worlds InvSwitcher does not manage are passed")
-    @ConfigComment("through to it; if not, InvSwitcher handles every world itself.")
+    @ConfigComment("Per-world money. Off by default. Requires the Vault plugin. A separate economy plugin")
+    @ConfigComment("(e.g. EssentialsX) is optional: InvSwitcher can be the only economy. When enabled,")
+    @ConfigComment("InvSwitcher registers itself as the Vault economy and keeps a separate balance for each")
+    @ConfigComment("switched world. Transactions route to the correct world even when the player is offline")
+    @ConfigComment("or in a different world. If another economy plugin is present, worlds InvSwitcher does")
+    @ConfigComment("not manage are passed through to it; if not, InvSwitcher handles every world itself.")
     @ConfigEntry(path = "options.money")
-    private boolean money = true;
+    private boolean money = false;
 
     @ConfigComment("Switch inventories based on island. Only applies if players own more than one island.")
     @ConfigComment("Each sub-option controls whether that aspect is switched per-island.")
diff --git a/src/main/resources/config.yml b/src/main/resources/config.yml
index ec4a626..30bfcb4 100755
--- a/src/main/resources/config.yml
+++ b/src/main/resources/config.yml
@@ -25,13 +25,13 @@ options:
   experience: true
   ender-chest: true
   statistics: true
-  # Per-world money. Requires the Vault plugin. A separate economy plugin (e.g. EssentialsX) is
-  # optional: InvSwitcher can be the only economy. When enabled, InvSwitcher registers itself as
-  # the Vault economy and keeps a separate balance for each switched world. Transactions route to
-  # the correct world even when the player is offline or in a different world. If another economy
-  # plugin is present, worlds InvSwitcher does not manage are passed through to it; if not,
-  # InvSwitcher handles every world itself.
-  money: true
+  # Per-world money. Off by default. Requires the Vault plugin. A separate economy plugin
+  # (e.g. EssentialsX) is optional: InvSwitcher can be the only economy. When enabled,
+  # InvSwitcher registers itself as the Vault economy and keeps a separate balance for each
+  # switched world. Transactions route to the correct world even when the player is offline
+  # or in a different world. If another economy plugin is present, worlds InvSwitcher does
+  # not manage are passed through to it; if not, InvSwitcher handles every world itself.
+  money: false
   # Switch inventories based on island. Only applies if players own more than one island.
   # Each sub-option controls whether that aspect is switched per-island.
   # The world-level option must also be true for the island option to have any effect.