diff --git a/src/schemas/validation/meta.yaml b/src/schemas/validation/meta.yaml
index bbd40a1897..91e88d768f 100644
--- a/src/schemas/validation/meta.yaml
+++ b/src/schemas/validation/meta.yaml
@@ -21,6 +21,34 @@ properties:
     $ref: '#/$defs/external-docs'
   xml:
     $ref: '#/$defs/xml'
+if:
+  type: object
+  required:
+    - xml
+then:
+  if:
+    anyOf:
+      - required:
+          - $ref
+      - required:
+          - $dynamicRef
+      - required:
+          - type
+        properties:
+          type:
+            const: array
+  then:
+    properties:
+      xml:
+        properties:
+          nodeType:
+            default: none
+  else:
+    properties:
+      xml:
+        properties:
+          nodeType:
+            default: element
 
 $defs:
   discriminator:
diff --git a/tests/schema/pass/media-type-examples.yaml b/tests/schema/pass/media-type-examples.yaml
index c4b47190ba..62d5cfa707 100644
--- a/tests/schema/pass/media-type-examples.yaml
+++ b/tests/schema/pass/media-type-examples.yaml
@@ -88,6 +88,15 @@ paths:
                   type: object
                   xml:
                     nodeType: none
+                forCoverage:
+                  type: object
+                  $ref: '#/components/schemas/Address'
+                  xml: {}
+                forCoverage2:
+                  type: object
+                  $dynamicRef: '#/components/schemas/Address'
+                  xml: {}
+                forCoverage3: true
           application/x-www-form-urlencoded:
             schema:
               type: object